Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (2024)

Sportsman's Guide Buyer's Club™ Rewards Visa® from Comenity Bank — all information about the credit card.

Updated December 18, 2023

Advertiser Disclosure Our Methodology

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (1)

Apply now

Our Rating:

2.75 out of 5

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (2)

Recommended credit score

Fair (580-669)

  • Rewards Rate:

    • 12.5% Save up to 12.5% (including an impressive 7.5% off Guns & Ammo) on purchases made at Sportsman's Guide when you open and use the Sportsman's Guide Buyer's Club™ Rewards Visa® Card.
    • 1x Point on all other purchases.
  • Intro Offer:

    • $40 Reward Certificate good toward any Sportsman's Guide purchase when you open and spend $500 outside Sportsman's Guide with your Sportsman's Guide Buyer's Club Visa® Credit Card where Visa is accepted within the first 90 days of account opening.
  • Annual Fee:

    $0

  • Purchase Intro APR:

    None

  • Regular APR:

    33.24% Variable

  • Balance Transfer APR:

    26.99%

Show more

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Upgrade Cash Rewards Visa®

None

Annual Fee

14.99% - 29.99%

Regular APR

1.5%

Cash Back on payments.

Apply now

On Upgrade‘s website

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (4)

Capital One Quicksilver Cash Rewards Credit Card

None

Annual Fee

19.99% - 29.99%

Regular APR

5%

Cash Back on hotels and rental cars booked through Capital One Travel.

Learn more

on our partner’s site

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (5)

Upgrade Triple Cash Rewards Visa®

None

Annual Fee

14.99% - 29.99%

Regular APR

3%

Cash Back on Home, Auto and Health categories.

Apply now

On Upgrade‘s website

  • Calculator
  • All benefits
  • Rate and fee information
  • Fees
  • Features
  • About the issuer

Apply now

Comenity Bank Sportsman's Guide Buyer's Club™ Rewards Visa® Rewards Calculator

Show less details

All benefits

  • Points

    • 1x On all other purchases.

Rate and fee information

  • Purchase Intro APR

    • None
  • Purchase APR

    • 33.24% Variable
  • Intro Balance Transfer APR

    • None
  • Balance Transfers APR

    • 26.99%
  • APR for Cash Advances

    • 33.24% Variable
  • How to Avoid Paying Interest

    • Your due date is at least 25 days after the close of each billing period. You will not be charged interest on purchases if you pay your entire balance by the due date each month. If you do not, you will not get a grace period on purchases again until you pay the entire balance by the due date for two billing periods in a row. You will be charged interest on balance transfers and cash advances on the transaction date.

Fees

  • Annual Fee

    • $0
  • Fees for Balance Transfer

    • Either $10 or 5% of the amount of each transfer, whichever is greater
  • Fees for Cash Advances

    • Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Return Payment

    • Up to $41
  • Late Payment

    • Up to $41

Pros & Cons

Pros:

  • No Annual Fee

Cons:

  • Foreign Transaction Fee
  • No Intro APR period

Features

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (6)

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (7)

  • No Annual Fee
  • Fair Credit

About the issuer

Comenity Bank

Comenity Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Call to Customer Service

Compare with other cards

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (8)

Divvy

Cross River Bank

4.04 out of 5

Recommended credit score

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (9)

Fair to Excellent (580-799)

  • None

    Annual Fee

  • None

    Regular APR

  • 2x - 7x:

    Points on restaurants.

  • None

    Purchase Intro APR

Apply now

On Cross River Bank‘s site

International students

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (10)

Capital One Quicksilver Student Cash Rewards Credit Card

3.43 out of 5

Recommended credit score

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (11)

No Credit History

  • None

    Annual Fee

  • 19.99% - 29.99%

    Regular APR

  • 10%

    Cash Back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024.

  • None

    Purchase Intro APR

Learn more

on our partner’s site

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (12)

Capital One Spark Cash Select for Excellent Credit

5 out of 5

Recommended credit score

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (13)

Excellent (740-799)

  • None

    Annual Fee

  • 18.49% - 24.49%

    Regular APR

  • 5%

    Cash Back on hotels and rental cars booked through Capital One Travel.

  • None

    Purchase Intro APR

Learn more

on our partner’s site

See Another Credit Cards in the Bank

Comenity Bank Sportsman's Guide Buyer's Club™ Rewards Visa® is an option for those, who need Classic features. With an APR of 33.24% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Fair (580-669) credit score. With Comenity Bank Sportsman's Guide Buyer's Club™ Rewards Visa® you will get such features as No Annual Fee, Fair Credit, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.

Another popular cards for you

Best for Fair credit

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (14)

Capital One QuicksilverOne Cash Rewards Credit Card

3.6 out of 5

Recommended credit score

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (15)

Fair to Good (580-739)

  • $39

    Annual Fee

  • 29.99%

    Regular APR

  • 5%

    Cash Back on hotels and rental cars booked through Capital One Travel.

  • None

    Purchase Intro APR

Learn more

on our partner’s site

Sportsman's Guide Credit Card Rewards Visa® Review | MyFin (2024)

FAQs

What credit score do you need for Sportsman's Guide Visa? ›

The Sportsman's Warehouse Credit Card credit score requirement is 700 or better.

Can I use my Sportsmans credit card anywhere? ›

For Explorewards Visa, you will also earn points for purchases outside of Sportsman's Warehouse and anywhere Visa is accepted.

Does Sportsman's have a credit card? ›

Exclusive Cardholder Perks

15% off your first purchase at Sportsman's Warehouse or Sportsmans.com when you open and use your EXPLOREWARDS Credit Card same day as account opening. 5 points per $1 spent at Sportsman's Warehouse and Sportsmans.com. No limits on the amount of points earned.

How do I pay off my Sportsman's Warehouse credit card? ›

Online: Log in to your online account or use the EasyPay feature in order to pay your bill. By phone: Call (844) 271-2629 and enter your card information when prompted, then follow the prompts to make a credit card payment.

What is the minimum credit score for a Visa credit card? ›

Chip Lupo, Credit Card Writer

You need a credit score of 700+ to get the best Visa credit cards, which require good or excellent credit for approval. Other Visa credit cards are available to people with lower credit scores, including people with bad credit or no credit at all.

What tier is a 670 credit score? ›

A 670 credit score is within the "good" credit score range, but on the lower end of this range, as it goes from 661-780 for VantageScore® and 670-739 for FICO® scores. You may still be able to qualify credit cards, loans and interest rates with a 670 credit score.

How much are sportsmans points worth? ›

Issuing Rewards and Redemption

The eGift Card can be used for purchases made at any Sportsman's Warehouse location or www.sportsmans.com. Points can be redeemed in any value greater than 1 point (1 point = $0.01 (one cent).

Can I use Cabela's card at Sportsman's Warehouse? ›

Use: The Card is redeemable for merchandise, food and beverages only at Bass Pro Shops and Cabela's retail or restaurant locations, Cabela's catalogs, or online at basspro.com, cabelas.com, or bigcedar.com; or at Bass Pro resorts listed below.

Which card can you use at Sportsmans Warehouse? ›

We accept payments via credit card, debit card, Discovery Miles, Ozow (Instant EFT), Mobicred, Payflex and Sportsmans Warehouse Gift Card.

Who owns Sportsman's? ›

Sportsman's Warehouse, top, and Cabela's, bottom, are now both owned by the same company after The Great Outdoor Group, parent company for Cabela's, bought Sportsman's Warehouse.

Where is Sportsman's Guide based out of? ›

Sportsman's Guide, South St Paul, MN.

Does Sportsmans Warehouse use Comenity Bank? ›

Prior to applying for a Sportsman's Warehouse Visa Credit Card, Comenity Capital Bank requests your consent to provide you important information electronically.

What credit score do you need for a Sportsmans credit card? ›

The Sportsman's Warehouse Credit Card credit score requirement is 700 or better.

What payment methods does Sportsmans Warehouse accept? ›

We accept all major credit card brands. Checks may be accepted with additional time required for funds to clear before merchandise will be released.

How do I check the status of my Sportsman's Warehouse credit card? ›

The only way you can check your Sportsman's Warehouse Credit Card application status is by calling customer service at (844) 271-2629.

What credit score is needed for HD visa? ›

The Harley-Davidson® Credit Card credit score requirement is 700 or better.

What credit score is required for AA credit card? ›

You need a credit score of 700 or higher to get an airline credit card, in most cases. This is because nearly all airline credit cards require good-to-excellent credit for approval, which means a credit score between 700 and 850.

What credit score do you need to get approved? ›

A credit score of about 700+ will likely qualify you for just about any credit card, including those with cash back rewards, lower annual percentage rates (APRs) and more. However, there are plenty of cards you can get with a score lower than this (more on that later).

What score is needed for credit card approval? ›

You will also need a top credit score for a card with perks such as sign-up bonuses. That likely means a score of at least 670 on the FICO scale and more than 660 on the VantageScore scale. FICO scores are the most widely used, but both scoring systems represent the risk you pose to lenders on a scale of 300 to 850.

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